Privacy Policy

Privacy Policy

Last updated: November 3, 2025

By accessing https://www.ic-usa.com/ (the “Website”) and consenting to receive SMS communications from Investment Consulting USA LLC ("Company," "we," or "us"), you are hereby consenting to these terms and our privacy policy, which govern your access to our website and your subscription to receive SMS communications from the Company (the “Services”). Please read the Privacy Policy carefully before you start to use the Website or subscribe to SMS communications. If you do not agree to this privacy policy, you must not access, use, or subscribe to the Services.

SMS Communications

compliance with the terms set forth herein and this privacy policy, the Company will send you SMS communications, including but not limited to updates on your account, updates on the Company, and marketing and promotional content. The messaging frequency may vary, and message and data rates may apply.

To opt out of your SMS subscription, text STOP. For assistance, text HELP or visit our website at https://www.ic-usa.com/

Your Privacy

Investment Consulting USA LLC respects your privacy and is committed to protecting it through our compliance with this policy. This policy explains how we collect, process, retain, and disclose personal data about you when providing the Services and our practices for using, maintaining, protecting, and disclosing that information.

The following policy applies only to information we collect:

·      Through the Services.

·     In communications between you and the Services.

·    When you interact with our website.

It does not apply to information collected by:

·    Us offline or through any other means, including on any other website operated by Company or any third party that does not link to this policy; or

·   Any third party, including through any application or content (including advertising) that may link to or be accessible from or through the Services.

We may provide additional or different privacy policies that are specific to certain features, services, or activities.

Please read this policy carefully to understand our policies and practices regarding your information and how we treat it. By interacting with our Services or providing us with your information, you agree to the collection, use, and sharing of your information as described in this privacy policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of the Services after we make changes as described here is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Children's and Minors' Data

Our Services are not intended for, and we do not knowingly collect any personal data from, children under the age of 18. If we learn we have collected or received personal data from a child under 18 years old without verification of parental consent, we will delete that information.

The Personal Data That We Collect or Process

"Personal data" is information that identifies, relates to, or describes, directly or indirectly, you as an individual, such as your name, email address, telephone number, home address, or payment information (for example, account information such as name, postal address, and email address, credit card number, social security number, or any other identifier we may use to contact you online or offline). Personal information does not include:

·   Publicly available information, including from government records, through widely distributed media, or that the consumer made publicly available without restricting it to a specific audience.

·      Lawfully obtained, truthful information that is a matter of public concern.

·      Deidentified or aggregated consumer information.

The types and categories of personal data we collect or process include:

·      Contact information, including name, address (such as home address, work address, or other address), email address, phone number, and other contact information you provide us.

·  Payment information, including credit card or debit card information used in connection with the services.

·  Account history, including information about your account and transactions.

·      Demographic information if you have consented to such information collection.

·      Location information, including general geographic location such as country, state or province, or city, if you have enabled and consented to location information collection.

·      Device information, including your IP address, device identifiers, operating system and version, preferred language, browser type and settings, and other device information.

·      Content and information you elect to provide as part of your profile or in any reviews you make through the Services or emails, chats, or other communications sent to us.

·  Identity document information, such as Social Security and driver's license numbers, if you have consented to such information collection.

Some of the information identified above may be considered sensitive data under certain laws. If required under applicable law, we will collect and process sensitive personal data only with your consent. If you choose not to provide or allow us to collect some information, we may not be able to provide you with requested features, services, or information.

We also collect:

·      Statistics or aggregated information. Statistical or aggregated data does not directly identify a specific person, but we may derive non-personal statistical or aggregated data from personal data. For example, we may aggregate personal data to calculate the percentage of users accessing a specific Services feature.

·      Technical information. Technical information includes information about your internet connection and usage details about your interactions with the Services, such as clickstream information to, through, and from our Services (including date and time), products that you view or search for; page response times, download errors, length of your visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), or methods used to browse away from a page.

If we combine or connect non-personal statistical or technical data with personal data so that it directly or indirectly identifies an individual, we treat the combined information as personal information.

How We Collect Your Personal and Other Data

You Provide Information to Us

We collect information about you when you interact with our Services, such as when you sign up for messaging and updates.

As you navigate through and interact with our Services, we may use automatic data collection technologies to collect information that may include personal data. Information collected automatically may include usage details, IP addresses, operating system, and browser type, and information collected through cookies, web beacons, and other tracking technologies including details of your interactions with our Services, such as traffic data, location data, logs, and other communication data, and which resources and Services features that you access and use.

Using automatic collection technologies helps us to improve our Services and to deliver a better and more personalized experience.

The technologies we use for this automatic data collection may include:

·      Cookies. A cookie is a small file placed on your device when you interact with the Services. You may refuse to accept or disable cookies by activating the appropriate setting on your browser or device. However, if you select this setting, you may be unable to access certain features of the Services.

·      Web Beacons. Some parts of the Services and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those parts or opened an email and for other related statistics (for example, recording the popularity of certain content and verifying system and server integrity).

To the extent any of these automated technologies are considered a personal data sale, targeted advertising, or profiling, under applicable laws, depending on where you live, you may opt out from use of these automated technologies for such uses by sending a request to info@ic-usa.com. Please note that some Services features may be unavailable as a result.

When you interact with the Services, there are third parties that may use automatic collection technologies to collect information about your or your device. These third parties may include:

·      Advertisers, ad networks, and ad servers.

·      Analytics companies.

·      Your device manufacturer.

·      Your internet or mobile service provider.

These third parties may use tracking technologies to collect information about you when you use the Services. The information they collect may be associated with your personal data or they may collect information, including personal data, about your online activities over time and across different websites, apps, platforms, and other online services.

We do not control these third parties' tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

From Business Partners and Service Providers

We may receive personal data about you from other sources and combine that with information we collect directly from you. For example, we may obtain information about you from service providers that we engage to perform services on our behalf[, such as text message and email platform providers, promotions services, analytics, and security and anti-fraud services. We also may also receive personal data from business partners that we engage to share consumer information with us so that we can better provide you with a personalized experience.

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal data, to:

·      Provide you with the Services and any contents, features, information, products, or services that we make available through the Services.

·      Fulfill any other purpose for which you provide it.

·      Provide you with notices about your account/subscription, including expiration and renewal notices.

·      Improve our Services, including by analyzing your information and creating aggregated data derived from your information) to develop, maintain, analyze, improve, optimize, measure, and report on our Services and their features, and how users interact with them.

·      Promote our Services, business, and offerings by publishing advertising on our own Services and by placing ads on third parties' services.

·      Carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.

·      Notify you when Services updates are available and about changes to any products or services we offer or provide though them.

·      In any other way we may describe when you provide the information.

·      For any other purpose with your consent.

The usage information we collect, whether connected to your personal data or not, helps us improve our Services and deliver a better and more personalized experience by enabling us to:

·      Estimate our audience sizes and usage patterns.

·      Store information about your preferences, allowing us to customize the Services according to your individual needs and interests.

·      Speed up your searches.

·      Recognize you when you return to our Services.

Who We Disclose Your Information To

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may also disclose personal data that we collect or you provide as described in this privacy policy:

·      To our subsidiaries and affiliates.

·      To contractors, service providers, and other third parties we use to support our organization.

·      To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Investment Consulting USA LLC's assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal data held by Investment Consulting USA LLC is among the assets transferred.

·      To fulfill the purpose for which you provide it.

·      For any other purpose disclosed by us when you provide the information.

·      With your consent.

We may also disclose your personal data:

·      To comply with any court order, law, or legal process, including to respond to any government or regulatory request.

·      To enforce or apply these terms and other agreements, including for billing and collection purposes.

·      If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of our organization, our clients, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

The categories of personal data we may disclose include:

·      Contact information.

·      Demographic information.

·      Location information.

·      Device information.

·      Content and information you elect to provide to us.

·  Identity document information.

Your Rights and Choices About Your Information 

section describes third-party consents, mechanisms you can use to control certain uses and disclosures of your information, and rights you may have under state law, depending on where you live.

Consent to SMS and Electronic Communications

SMS Consent and consent to any and all electronic communications is not shared with third parties.

Advertising, marketing, cookies, and other tracking technologies choices:

·      Cookies and Other Tracking Technologies. You can set your browser to refuse all or some browser cookies or other tracking technology files, or to alert you when these files are being sent. You can choose whether or not to allow the Services to collect information through other tracking technologies by sending an email to info@ic-usa.com. If you disable or refuse cookies or similar tracking files, some Services features may be inaccessible or not function properly. Some browsers include a "Do Not Track" (DNT) setting that can send a signal to the online services you visit, indicating you do not wish to be tracked. Because there is no common understanding of how to interpret the DNT signal, our Services may not respond to all browser DNT signals. Instead, you can use the range of other tools to control data collection and use, including the cookie controls and advertising controls described in this policy.

·      Promotions by the Company. If you do not wish us to use your information to promote our own or third parties' products or services, you can opt out by sending us an email stating your request to info@ic-usa.com.

·      Targeted Advertising by the Company. If you do not want us to use information that we collect or that you provide to us to deliver advertisements according to our advertisers' target audience preferences, you can opt out by sending us an email stating your request to info@ic-usa.com.

Your State Privacy Rights

Depending on your state of residency, you may have certain rights related to your personal data, including:

·      Access and Data Portability. You may confirm whether we process your personal data and access a copy of the personal data we process. To the extent feasible[ and required by state law, depending on your state], data will be provided in a portable format. Depending on your state, you may have the right to receive additional information and it will be included in the response to your access request.

·      Correction. You may request that we correct inaccuracies in your personal data that we maintain, taking into account the information's nature and processing purpose.

·  Deletion. You may request that we delete personal data about you that we maintain, subject to certain exceptions under applicable law.  

·  Opt Out of Using Personal Data for Targeted Advertising, Profiling, and Sales. You may request that we not use your personal data for these purposes.

·  Right to Non-Discrimination. You have the right not to be discriminated or retaliated against for exercising any of your privacy rights

Important: The exact scope of these rights vary by state. There are also several exceptions where we may not have an obligation to fulfill your request.

To exercise any of these rights, please send an email to info@ic-usa.com with your request.

Some browsers and browser extensions support the Global Privacy Control (“GPC”) that can send a signal to process your request to opt out from certain types of data processing, including data "sales" as defined under certain laws. When we detect such a signal, we will make reasonable efforts to respect your choices indicated by a GPC setting as required by applicable law.

How We Protect Your Personal Data

We use commercially reasonable administrative, physical, and technical measures designed to protect your personal data from accidental loss or destruction and from unauthorized access, use, alteration, and disclosure. However, no website, mobile application, system, electronic storage, or online service is completely secure, and we cannot guarantee the security of your personal data transmitted to, through, using, or in connection with the Services. In particular, email, texts, and chats sent to or from the Services may not be secure, and you should carefully decide what information you send to us via such communications channels. Any transmission of personal data is at your own risk.

The safety and security of your information also depends on you. You are responsible for taking steps to protect your personal data against unauthorized use, disclosure, and access.

How We Retain Your Personal Data

We keep the categories of personal data described in this policy for as long as reasonably necessary to fulfill the purposes described or for as otherwise legally permitted or required, such as maintaining the Services, operating our organization, complying with our legal obligations, resolving disputes, and for safety, security, and fraud prevention. This means that we consider our legal and business obligations, potential risks of harm, and nature of the information when deciding how long to retain personal data. At the end of the retention period, personal data will be deleted, destroyed, or deidentified.

Changes to Our Privacy Policy

We may update this policy from time to time, and we will provide notice of any such changes to the policy as required by law. The date the privacy policy was last updated is identified at the top of the page. We will notify you of changes to this policy by updating the "last updated" date and posting the updated policy on the Services. We may email or otherwise communicate reminders about this policy, but you should check our Services periodically to see the current policy and any changes we have made to it.

Reliance on Information Posted

The information presented through the Services is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other person accessing the Services, or by anyone who may be informed of any of its contents.

The Services may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

Governing Law and Jurisdiction

All matters relating to the Services and this privacy policy, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Florida without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of, or related to, this privacy policy or the Services shall be instituted exclusively in the federal courts of the United States or the courts of the State of Florida, in each case located in the City of Miami and County of Miami-Dade. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Entire Agreement

privacy policy constitutes the sole and entire agreement between you and Investment Consulting USA LLC regarding the Services and supersedes all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Services.

Contact Information

exercise your rights or ask questions, or comment about this privacy policy or our privacy practices, contact us at:

info@ic-usa.com

or via our number: +1-754-280-4367